CHOOSE A POLICY OPTION
CUSTOMISE YOUR
PET INSURANCE PREMIUM
We give you flexibility and Choice.
Choose a Pet Insurance Policy to protect them and give you peace of mind.
Each dog or cat can have its own policy, offering different levels of cover. You also have the Routine Care option on our highest level of cover.
Protect your pet
You can lower your premium by choosing to add an excess on our Comprehensive Cover and Major Medical Cover options. You can tailor this for pets covered under these options.
Note that Excess is not available on the Pet Essentials option.
OUR COVER OPTIONS
PET ESSENTIALS COVER
Covers veterinary treatment related to Specified Accidental Injury2 and Illness Cover2 for your dog or cat
Annual Condition Limit of $1,000 per condition
Benefit Limit of $6,000 per policy year
90%1 benefit percentage (reduces to 65% after your pet’s 8th birthday)
Additional Benefits:
EMERGENCY BOARDING FEES
We pay up to $500 per Policy Period for boarding at a licensed boarding facility, if you are hospitalised for one or more consecutive days or require accommodation due to family violence.*
OVERSEAS PET TRAVEL INSURANCE
We pay for eligible vet costs that your pet has incurred, whilst it is on holiday with you in New Zealand or Norfolk Island.*
DISCOUNTS
We offer an incremental 5% discount for each additional pet you insure, up to a maximum discount of 15%.
For Example: 2nd pet (5%), 3rd pet (10%) 4th pet and more (15%)
Please note that due to the Annual Condition Limit, there will be a significant portion of the eligible vet bill that you will need to pay yourself in addition to the portion that is covered. This will be at least 10% of the vet expenses for pets younger than 8 years, or 35% for pets older than 8 years and more where the $1,000 Annual Condition Limit is reached.
Excludes:
• Cruciate Ligament Condition
• Cancer Conditions
• Consultations
COMPREHENSIVE COVER
Covers veterinary treatment related to Specified Accidental Injury2 and Illness Cover2
Covers up to 80% of your eligible vet bills
Less any excess of: $0, $100 or $200
Sub-limits: Cruciate Ligament Condition, Emergency Boarding, Consultations and Paralysis Tick
Additional Benefits:
EMERGENCY BOARDING FEES
We pay up to $1,000 per Policy Period for boarding at a licensed boarding facility, if you are hospitalised for 5 or more days or require accommodation due to family violence.*
OVERSEAS PET TRAVEL INSURANCE
We pay for eligible vet costs that your pet has incurred, whilst it is on holiday with you in New Zealand or Norfolk Island.*
DISCOUNTS (MULTI-PET DISCOUNTS)
We offer an incremental 5% discount for each additional pet you insure, up to a maximum discount of 15%.
For Example: 2nd pet (5%), 3rd pet (10%) 4th pet and more (15%)
MAJOR MEDICAL COVER
Covers veterinary treatment related to Specified Accidental Injury2 and Illness Cover2
Covers up to 80% of your eligible vet bills
Less any excess of: $0, $100 or $200
Sub-limits: Cruciate Ligament Condition, Emergency Boarding, Consultations and Paralysis Tick
Additional Benefits:
EMERGENCY BOARDING FEES
We pay up to $1,200 per Policy Period for boarding at a licensed boarding facility, if you are hospitalised for 5 or more days or require accommodation due to family violence.*
OVERSEAS PET TRAVEL INSURANCE
We pay for eligible vet costs that your pet has incurred, whilst it is on holiday with you in New Zealand or Norfolk Island.*
ROUTINE CARE COVER*
Routine Care Cover is included in the Major Medical cover and will assist towards routine care items that are essential to your pet’s health such as vaccinations, deworming etc. Click here for more information on how Routine Care is offered and how it works.
DISCOUNTS
We offer an incremental 5% discount for each additional pet you insure, up to a maximum discount of 15%.
For Example: 2nd pet (5%), 3rd pet (10%) 4th pet and more (15%)
* Exclusions apply, refer to the applicable Product Disclosure Statement for more information.
1 Subject to stated benefit limits, policy terms and conditions and the excess level you have selected.
2 These are defined policy terms. Please refer to the Definitions section of the applicable Product Disclosure Statement for more information.
Policy Options
WHAT IS ROUTINE CARE COVER?
Routine Care Cover is included in the Major Medical cover and will assist towards routine care items that are essential to your pet’s health such as vaccinations, deworming etc.