Policy Options
Policy Options
what we have to offer
our pet insurance cover options
pet essentials
cover
Our Pet Essential plan covers 90%1 of your eligible vet bill related to specified accidental injuries and illness suffered by your dog or cat up to the $1,000 annual condition limit for each specified accidental injury or illness^
COMPREHENSIVE
COVER
Our Comprehensive Cover option covers up to 80% of your eligible vet bill related to specified accidental injuries and illness suffered by your dog or cat, less any per condition excess (choice of $0, $100 or $200)
major medical
cover
Our Major Medical Cover option covers up to 80% of your eligible vet bill related to specified accidental injuries and illness suffered by your dog or cat, less any per condition excess (choice of $0, $100 or $200).
Routine Care Cover is included.
* Exclusions apply, refer to the applicable Product Disclosure Statement for more information.
^Please note that due to the Annual Condition Limit, there will be a significant portion of the eligible vet bill that you will need to pay yourself in addition to the portion that is covered. This will be at least 10% of the vet expenses for pets younger than 8 years, or 35% for pets older than 8 years and more where the $1000 Annual Condition Limit is reached.
1 Subject to stated benefit limits, policy terms and conditions and the excess level you have selected.
2 These are defined policy terms. Please refer to the Definitions section of the applicable Product Disclosure Statement for more information.
major benefit
what is routine care cover?
Routine Care Cover is included in the Major Medical cover and will assist towards routine care items that are essential to your pet’s health such as vaccinations, deworming etc. Our Routine Care Cover pays 100% of the cost up to the specified limit for each benefit, and there is no excess applicable to this cover.
Worry less about hefty vet bills with
GapOnlyTM insurance cover
Pet insurance is designed for life’s little surprises and unexpected emergencies. To assist our valued customers with their pet expenses, we’ve partnered with GapOnlyTM to provide instant claims. This means that on eligible costs at participating vets, you’ll only need to pay the gap. What is the gap? It’s the difference between the full amount of the vet’s invoice and the amount covered by your pet insurance policy. It’s beneficial to both pet owners and vets – giving vets the ability to provide the highest levels of care without pet owners worrying that the bills will be out of reach for their budget. Apply for pet insurance today or contact us on 1800 043 552 if you’d like more information.